Dear Residents and Visitors:

Please know, the Ridgewater Homeowners Association (HOA), the original developer, and any future developers are not responsible for any loss or damage related to the use of bodies of water, such as rivers, lakes, ponds, creeks, or streams, by residents, their guests, or tenants. Homeowners must inform their tenants and occupants that the HOA and its Board do not provide insurance for these activities. Anyone using the water must comply with local laws and regulations. The HOA will not be liable for any injuries or damages that occur from using these bodies of water, whether the use is authorized or unauthorized. Everyone using the water assumes all risks associated with it. Additionally, the HOA and developers do not guarantee that permits for docks or piers will be available for any part of the property.

Currently, the use of our ponds are unauthorized, until supervised activity governing the use of these areas are established by the HOA Board.

This policy is based on ARTICLE 4: RIGHTS AND OBLIGATIONS OF THE ASSOCIATION, dated January 4, 2018, sections:

4.10.  Use of the Bodies of Water. None of the Association, the Declarant, nor any successor Declarant shall be held liable for any loss or damage by reason of any permitted or prohibited use of any body of water, including any river, lake, pond, creek or stream, by Owners, their invitees, licensees, and tenants. Each Owner acknowledges, understands and covenants to inform its tenants and all occupants of its Lot that the Association, its Board of Directors and committees, Declarant, and any successor Declarant are not insurers and that each Person using any body of water shall do so only as permitted under applicable governmental laws, ordinances, rules and regulations. The Association shall not be responsible for any loss, damage, or injury to any Person or property arising out of the authorized or unauthorized use of any body of water, including any river, lake, pond, creek or streams within the Properties. Each Person assumes all risks of personal injury, and loss or damage to property, including Lots, resulting from or associated with authorized or unauthorized use of any body of water, including any river, lake, pond, creek or streams within the Properties. In addition, none of the Association, the Declarant, nor any successor Declarant makes any representation with respect to the availability or issuance of any dock or pier permit for any portion of the Properties.